Ubuchwepheshe buyanda ezinkampanini nasemabhizinisini. Nokho, futhi leyo mibono ehlobene nokusiza abanye bangasebenzisa ubuchwepheshe obusha ukuze bazuze.
Yilokho okwenzekayo I-EthicHub, isiqalo esazalwa ngo-2017 esebenzisa i-blockchain kanye ne-cryptocurrencies ukusiza abalimi abancane bekhofi bathuthukise izimpilo zabo. Kodwa ubuhlanganisa kanjani ubuchwepheshe nephrojekthi yobumbano?
Yini i-EthicHub
Into yokuqala ukwazi i-EthicHub. Kunjengoba sisho, a Ukuqala kweSpanishi kwaziwa ezweni lonke nasemhlabeni jikelele. Inhloso yawo akukhona okunye ngaphandle kokudala i-ecosystem esebenzisanayo ehlanganisa umnotho wangempela nokhiqizayo. Umphumela? Ukuzuza umthelela wezenhlalo, wezomnotho kanye nemvelo ezingeni lomhlaba jikelele.
Umsebenzi wale nkampani ukuxhuma abatshalizimali (noma ubani ongakwazi futhi ofuna ukutshala okungenani ama-euro angama-20) nabalimi abancane abadinga uxhaso lwezimali futhi abangakwazi ukukukhokhela ezweni labo.
"Sixhasa ngezimali amaphrojekthi ezolimo anenzuzo, asekelwe emnothweni wangempela nokhiqizayo ukukhiqiza i-ecosystem entsha lapho bonke abalingisi abahililekile bewina khona ngobudlelwano nokusebenzisana, okukhiqiza imakethe eqinile nezizimele: Abalimi bafinyelela ithuluzi elisha lokuxhasa ngezimali futhi bayakwazi ukukhiqiza umthamo omkhulu futhi bathuthukise ikhwalithi yezitshalo zabo futhi sivala umbuthano wokunakekela okuphelele ngokuvula izimakethe zomhlaba wonke zokukhiqizwa kwayo, sinyuse kakhulu inani lamanje elikhokhwa ngekhilo ngalinye.”
Eqinisweni, bagxile kubalimi abancane bekhofi, abanye babo (uma kungenjalo bonke), abakhiqizi bamakhofi amahle kakhulu emhlabeni, futhi abazithola besezimeni eziyinkimbinkimbi:
- Bahlala ezindlini ezinephansi eliwubhuqu nezifulelwe ngothayela.
- Abakwazi ukugula noma ukuba nezenzakalo ezingalindelekile ngoba ngeke bakwazi ukuzikhokhela.
- Uma ucela ukubolekwa imali, ungase ubhekane nenzalo yonyaka engaphezu kuka-100%.
Ngenxa yalesi sizathu, i-EthicHub yadalwa ngenhloso "yokwephula imingcele yemali." Futhi thola usizo kunoma yikuphi ukuya kulabo bantu abaludingayo. Ngakolunye uhlangothi, Itshalwe ngenzuzo engu-8%; komunye, ukusekela abantu abadinga usizo ukuthuthukisa impilo yakho yomuntu siqu kanye nomsebenzi.
Ngaphandle kokuxhaswa ngezimali, kungenzeka futhi ukusekela imiphakathi emincane yabalimi ngesibambiso esihlinzekwe ngokuhlanganyela nge-Ethix, ithokheni ye-EthicHub ebuyisela zonke izikweletu futhi iyaqedwa ukuze kunxeshezelwe ababolekisi esimweni esingavamile sokukhokha. Abaqinisekisi bathola imiklomelo ku-Ethix.
I-EthicHub isebenzisa kanjani ubuchwepheshe
Phakathi kwezinhlobo eziningi zobuchwepheshe ezikhona, i-EthicHub ihlanganise uhlelo lokubolekisa ngezixuku, okungukuthi, kungenzeka ukuthi abatshalizimali abaningi abancane noma abakhulu babambe iqhaza ekufezeni izidingo zabalimi emiphakathini emincane yezolimo; ngobuchwepheshe be-blockchain kanye ne-cryptocurrencies.
Lapho kwenziwa utshalomali, umtshali-zimali usayina lokho okubizwa ngokuthi “Inkontileka Ehlakaniphile” nge-xDai, inethiwekhi yomphakathi ye-Ethereum. Ngaleso sikhathi, imali etshaliwe, okungenzeka ukuthi "inikezwe" ngekhadi lesikweletu noma nge-cryptocurrency, iguqulwa ibe yokugcina. Ngokuqondile xDai. Iwuphawu oluzinzile noma i-cryptocurrency evame ukuba nenani elifanayo nedola, okungukuthi, i-xDai iyidola laseMelika elilodwa.
Uma abalimi sebesebenzise imali ebolekiwe futhi bathola imiphumela (okungukuthi izitshalo esezivuniwe futhi zathengiswa), iguqulwa ibuyele ku-xDai (nge-cryptocurrency). Ngemva kwalokho, a i-imeyili kumtshali-zimali ngamunye echaza ngokuningiliziwe ukuthi yini okufanele ayenze ukuze abuyise ukutshalwa kwezimali okwengeze kuntshisekelo eyenziwe ngalolo "sizo." Le mali itholwa nge-cryptocurrency futhi ingashintshwa ibe yimali yasendaweni noma iphinde isetshenziselwe ukuxhasa ngezimali amanye amaphrojekthi asebenzayo.
Kungani ubuchwepheshe be-blockchain
La Ubuchwepheshe beBlockchain bungenye yezinto ezishesha kakhulu, ezisobala, ezivikelekile, ezilandelekayo futhi ezicishe zibe mahhala. Kungakho i-EthicHub ikusebenzisa njengokufakwa kwezimali okunomthelela. Lokhu kuvumela nokwandisa i-crowdlending kangcono kakhulu futhi uvumele iqeqebana labantu ukuthi linikele ngemali elingakwazi ukuxhasa ngayo amaphrojekthi ezolimo.
Empeleni kukhona izizathu ezengeziwe zokuyisebenzisa, phakathi kwabo:
- Akudingeki ukuba kube nesiphathimandla esimaphakathi, njengebhange noma uhulumeni, kodwa ukuthengiselana kuqinisekiswa ukuvumelana phakathi kwama-node amaningi futhi ngaleyo ndlela ukukhohlisa noma ukucwaninga kuyagwenywa.
- Konke ukuthengiselana kunerekhodi elingakwazi ukuguqulwa, okulenza libe ubuchwepheshe obusobala ngokuphelele. Uma okwenziwayo sekurekhodiwe, akukwazi ukushintshwa noma ukususwa.
- Ukusetshenziswa kwe-cryptography kuvumela ukuthi ivikeleke. Lokhu kungenxa yokuthi ama-blockchains amelana nezinguquko.
- Abekho abalamuli, yingakho izindleko zokuthengiselana kanye nezikhathi zehliswa zibe ncane.
Kungani ama-cryptocurrencies
Ama-Cryptocurrencies ayimali ebonakalayo. Lezi zisebenzisa ubuchwepheshe be-cryptography lapho yonke imisebenzi eyenziwayo ivikelekile futhi iqinisekiswa. Lezi zihlobene eduze ne-blockchain, ngoba iba yinto efana nencwadi yokurekhoda yomphakathi lapho indlela ethathwe yimali ethile ingaqinisekiswa.
I kungenzeka gcina ukulawula okuphelele kwezimali, ngaphandle kokuncika kubaxhumanisi noma amabhizinisi, kwenza abaningi bakhethe ukuyikhetha. Kodwa-ke, akusona isizathu kuphela: Ukuvikelwa okuthuthukisiwe kwe-cryptographic, ukuqinisekiswa kokuthengiselana ngemizuzwana noma imizuzu noma ukungaziwa kwabo kubenza babe inketho esebenzayo lapho behwebelana ngemali nenani.
Ngaphezu kwalokho, ngalezi zimali zedijithali ungafinyelela amabhange endabuko futhi thumela imali ngamanani aphansi kakhulu kunezinsizakalo ezaziwa kakhulu nezisetshenziswa kakhulu.
Yiqiniso, akumelwe sikhohlwe izingozi ezingase zivele, okuyinto okumelwe icatshangelwe ngaphambi kokwenza isinqumo.
Manje njengoba usuyazi kangcono i-EthicHub, ungalokotha unikele?